{"id":2702,"date":"2023-11-16T12:26:34","date_gmt":"2023-11-16T12:26:34","guid":{"rendered":"https:\/\/elct.or.tz\/?page_id=2702"},"modified":"2023-11-24T08:19:55","modified_gmt":"2023-11-24T08:19:55","slug":"retirement-scheme","status":"publish","type":"page","link":"https:\/\/elct.or.tz\/index.php\/retirement-scheme\/","title":{"rendered":"Retirement Scheme"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"2702\" class=\"elementor elementor-2702\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f3e5c17 e-flex e-con-boxed e-con e-parent\" data-id=\"f3e5c17\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-a8c1a62 e-flex e-con-boxed e-con e-child\" data-id=\"a8c1a62\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-9bbe7e2 elementor-widget elementor-widget-heading\" data-id=\"9bbe7e2\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 26-05-2024 *\/\n.elementor-heading-title{padding:0;margin:0;line-height:1}.elementor-widget-heading .elementor-heading-title[class*=elementor-size-]>a{color:inherit;font-size:inherit;line-height:inherit}.elementor-widget-heading .elementor-heading-title.elementor-size-small{font-size:15px}.elementor-widget-heading .elementor-heading-title.elementor-size-medium{font-size:19px}.elementor-widget-heading .elementor-heading-title.elementor-size-large{font-size:29px}.elementor-widget-heading .elementor-heading-title.elementor-size-xl{font-size:39px}.elementor-widget-heading .elementor-heading-title.elementor-size-xxl{font-size:59px}<\/style><h2 class=\"elementor-heading-title elementor-size-default\">ELCT RETIREMENT SCHEME<\/h2>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3b3eb5b elementor-widget elementor-widget-text-editor\" data-id=\"3b3eb5b\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 26-05-2024 *\/\n.elementor-widget-text-editor.elementor-drop-cap-view-stacked .elementor-drop-cap{background-color:#69727d;color:#fff}.elementor-widget-text-editor.elementor-drop-cap-view-framed .elementor-drop-cap{color:#69727d;border:3px solid;background-color:transparent}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap{margin-top:8px}.elementor-widget-text-editor:not(.elementor-drop-cap-view-default) .elementor-drop-cap-letter{width:1em;height:1em}.elementor-widget-text-editor .elementor-drop-cap{float:left;text-align:center;line-height:1;font-size:50px}.elementor-widget-text-editor .elementor-drop-cap-letter{display:inline-block}<\/style>\t\t\t\t<p><strong>PSALMS 37:25 <\/strong><em>\u201cI have been young, and\u00a0now\u00a0am old; yet have I not seen the righteous forsaken, nor his seed begging bread.\u201d<\/em><\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-8cc4633 e-flex e-con-boxed e-con e-parent\" data-id=\"8cc4633\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-8f85430 e-flex e-con-boxed e-con e-child\" data-id=\"8f85430\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-06e3d5e elementor-widget elementor-widget-text-editor\" data-id=\"06e3d5e\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>INTRODUCTION<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-e6822b9 elementor-widget elementor-widget-text-editor\" data-id=\"e6822b9\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<p>ELCT Started its operation in 1938 as Federation of 7 Church, in 1963, 7 churches joined to form a one Church; ELCT, Members of ELCT were about 500,000 of which \u00a0to-date members are approximating to be 8milion plus. The establishment of ELCT Retirement Scheme (ELCT RS) and its path (1979 to-date) set a pace of the path the Church passed since its establishment in 1963.\u00a0 ELCT Retirement Scheme is one of the babies born after establishment of the ELCT in 1963.<\/p><p>\u00a0<\/p><p>The ELCT RS established in 1979 as an Assured Pension Funds under National Insurance Corporation to provides benefit to member in-case of death or disability. In 1983 \u2013 it changed from assured pension to Endowment Funds. it engaged the Finance Manager ALICO (American Based Finance Manager) in 1993 of suspended and returned to ELCT in 2001due to its nature of contributions. In 2002 the funds changed the name to ELCT Pension Scheme. The change of hands as shown above caused a number of challenges, includes members benefit not paid, mis-administration of funds, remittance contribution, investment and quality of benefit granted to members.<\/p><p>In 2010 \u2013 Evaluation of ELCT RS was done resulted to: &#8211; change name to ELCT Retirement Scheme, registered under SSRA Act No. 8 of 2008, redefined it benefit to be on Defined Contribution and the scheme to operate on its own with its office, its Board of Trustees.<\/p><p>\u00a0<\/p><p>The Scheme is under the Trusteeship of the Evangelical Lutheran Church in Tanzania. It has its own governing boarding advising the Trustees on overall running of the funds. The Bank of Tanzania and office of Prime Miniter of The United Republic of Tanzania is in charge of the outside which dog of the funds to ensure that it is smoothly running.<\/p>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-17ecea6 e-flex e-con-boxed e-con e-parent\" data-id=\"17ecea6\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-d50368c e-flex e-con-boxed e-con e-child\" data-id=\"d50368c\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-5b45e4c elementor-widget elementor-widget-heading\" data-id=\"5b45e4c\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h5 class=\"elementor-heading-title elementor-size-default\">ELCT RETIREMENT SCHEME ORGANIZATION CHART<\/h5>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-fb7af18 elementor-widget elementor-widget-image\" data-id=\"fb7af18\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 26-05-2024 *\/\n.elementor-widget-image{text-align:center}.elementor-widget-image a{display:inline-block}.elementor-widget-image a img[src$=\".svg\"]{width:48px}.elementor-widget-image img{vertical-align:middle;display:inline-block}<\/style>\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"938\" height=\"776\" src=\"https:\/\/elct.or.tz\/wp-content\/uploads\/2023\/11\/RS.png\" class=\"attachment-large size-large wp-image-2708\" alt=\"\" srcset=\"https:\/\/elct.or.tz\/wp-content\/uploads\/2023\/11\/RS.png 938w, https:\/\/elct.or.tz\/wp-content\/uploads\/2023\/11\/RS-300x248.png 300w, https:\/\/elct.or.tz\/wp-content\/uploads\/2023\/11\/RS-768x635.png 768w\" sizes=\"(max-width: 938px) 100vw, 938px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-311e93f e-flex e-con-boxed e-con e-parent\" data-id=\"311e93f\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-2d940fa elementor-widget elementor-widget-heading\" data-id=\"2d940fa\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">INVESTMENT ANALYSIS<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-cefcd1b e-flex e-con-boxed e-con e-parent\" data-id=\"cefcd1b\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-16255ed e-con-full e-flex e-con e-child\" data-id=\"16255ed\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-f3adb8e elementor-widget elementor-widget-image\" data-id=\"f3adb8e\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"938\" height=\"690\" src=\"https:\/\/elct.or.tz\/wp-content\/uploads\/2023\/11\/RS1.png\" class=\"attachment-large size-large wp-image-2713\" alt=\"\" srcset=\"https:\/\/elct.or.tz\/wp-content\/uploads\/2023\/11\/RS1.png 938w, https:\/\/elct.or.tz\/wp-content\/uploads\/2023\/11\/RS1-300x221.png 300w, https:\/\/elct.or.tz\/wp-content\/uploads\/2023\/11\/RS1-768x565.png 768w\" sizes=\"(max-width: 938px) 100vw, 938px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-f097845 e-con-full e-flex e-con e-child\" data-id=\"f097845\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-57c91fa elementor-widget elementor-widget-image\" data-id=\"57c91fa\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"876\" height=\"483\" src=\"https:\/\/elct.or.tz\/wp-content\/uploads\/2023\/11\/RS2.png\" class=\"attachment-large size-large wp-image-2714\" alt=\"\" srcset=\"https:\/\/elct.or.tz\/wp-content\/uploads\/2023\/11\/RS2.png 876w, https:\/\/elct.or.tz\/wp-content\/uploads\/2023\/11\/RS2-300x165.png 300w, https:\/\/elct.or.tz\/wp-content\/uploads\/2023\/11\/RS2-768x423.png 768w\" sizes=\"(max-width: 876px) 100vw, 876px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-6e4426d e-flex e-con-boxed e-con e-parent\" data-id=\"6e4426d\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-56460be e-flex e-con-boxed e-con e-child\" data-id=\"56460be\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-85b3db8 elementor-widget elementor-widget-heading\" data-id=\"85b3db8\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">SOURCE OF INCOME <\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-0410e31 elementor-widget elementor-widget-image\" data-id=\"0410e31\" data-element_type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<img loading=\"lazy\" decoding=\"async\" width=\"876\" height=\"483\" src=\"https:\/\/elct.or.tz\/wp-content\/uploads\/2023\/11\/RS3.png\" class=\"attachment-large size-large wp-image-2719\" alt=\"\" srcset=\"https:\/\/elct.or.tz\/wp-content\/uploads\/2023\/11\/RS3.png 876w, https:\/\/elct.or.tz\/wp-content\/uploads\/2023\/11\/RS3-300x165.png 300w, https:\/\/elct.or.tz\/wp-content\/uploads\/2023\/11\/RS3-768x423.png 768w\" sizes=\"(max-width: 876px) 100vw, 876px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b9cd83d e-flex e-con-boxed e-con e-parent\" data-id=\"b9cd83d\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-9e2188a e-flex e-con-boxed e-con e-child\" data-id=\"9e2188a\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t\t\t<div class=\"elementor-element elementor-element-a5cb521 elementor-widget elementor-widget-heading\" data-id=\"a5cb521\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">BENEFIT TO MEMBERS<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7ed4b96 elementor-widget elementor-widget-text-editor\" data-id=\"7ed4b96\" data-element_type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<ul><li>The 5% salary contributed<\/li><li>The 10% contributed by ELCT (Employer)<\/li><li>The 3% interest from the investment.<\/li><\/ul>\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-00335dc e-flex e-con-boxed e-con e-parent\" data-id=\"00335dc\" data-element_type=\"container\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-3c01658 e-flex e-con-boxed e-con e-child\" data-id=\"3c01658\" data-element_type=\"container\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t<div class=\"e-con-inner\">\n\t\t<div class=\"elementor-element elementor-element-7184896 e-con-full e-flex e-con e-child\" data-id=\"7184896\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-395d1ee elementor-widget elementor-widget-heading\" data-id=\"395d1ee\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">CHALLENGES\n<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-107e68b elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"107e68b\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<style>\/*! elementor - v3.21.0 - 26-05-2024 *\/\n.elementor-widget-divider{--divider-border-style:none;--divider-border-width:1px;--divider-color:#0c0d0e;--divider-icon-size:20px;--divider-element-spacing:10px;--divider-pattern-height:24px;--divider-pattern-size:20px;--divider-pattern-url:none;--divider-pattern-repeat:repeat-x}.elementor-widget-divider .elementor-divider{display:flex}.elementor-widget-divider .elementor-divider__text{font-size:15px;line-height:1;max-width:95%}.elementor-widget-divider .elementor-divider__element{margin:0 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class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Worries to return to Funds Management system basing on the path through and its nature of contribution.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Worries of member to register due to historical back ground.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Covid 19 affected the operation of the most of its projects<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Competition with other social security funds \u2013 Pensionable funds<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t<div class=\"elementor-element elementor-element-b2dea2f e-con-full e-flex e-con e-child\" data-id=\"b2dea2f\" data-element_type=\"container\">\n\t\t\t\t<div class=\"elementor-element elementor-element-cd0f483 elementor-widget elementor-widget-heading\" data-id=\"cd0f483\" data-element_type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t<h4 class=\"elementor-heading-title elementor-size-default\">WAY FORWRD\n<\/h4>\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-72c46e1 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"72c46e1\" data-element_type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-3f4de1e elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"3f4de1e\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Strengthen internal advocacy to attract new members<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Strengthen internal control to ensure sustainability.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Invest funds at paying with risk quotient investment to ensure no cash idle visible to minimize exposure<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-612d56c elementor-icon-list--layout-traditional elementor-list-item-link-full_width elementor-widget elementor-widget-icon-list\" data-id=\"612d56c\" data-element_type=\"widget\" data-widget_type=\"icon-list.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<ul class=\"elementor-icon-list-items\">\n\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Invest in less risk and easy manageable investment while maintaining enough cash to cover our retiree.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Invest on human resources to ensure that Retiree funds are protected.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t\t\t<li class=\"elementor-icon-list-item\">\n\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-icon\">\n\t\t\t\t\t\t\t<i aria-hidden=\"true\" class=\"fas fa-minus\"><\/i>\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-icon-list-text\">Strengthen the relation with Bank of Tanzania and Social Security Authority as our major partner in the process.<\/span>\n\t\t\t\t\t\t\t\t\t<\/li>\n\t\t\t\t\t\t<\/ul>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>ELCT RETIREMENT SCHEME PSALMS 37:25 \u201cI have been young, and\u00a0now\u00a0am old; yet have I not seen the righteous forsaken, nor his seed begging bread.\u201d INTRODUCTION ELCT Started its operation in 1938 as Federation of 7 Church, in 1963, 7 churches joined to form a one Church; ELCT, Members of ELCT were about 500,000 of which [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"","meta":{"site-sidebar-layout":"no-sidebar","site-content-layout":"page-builder","ast-site-content-layout":"full-width-container","site-content-style":"default","site-sidebar-style":"default","ast-global-header-display":"","ast-banner-title-visibility":"","ast-main-header-display":"","ast-hfb-above-header-display":"","ast-hfb-below-header-display":"","ast-hfb-mobile-header-display":"","site-post-title":"disabled","ast-breadcrumbs-content":"","ast-featured-img":"disabled","footer-sml-layout":"","theme-transparent-header-meta":"","adv-header-id-meta":"","stick-header-meta":"","header-above-stick-meta":"","header-main-stick-meta":"","header-below-stick-meta":"","astra-migrate-meta-layouts":"set","ast-page-background-enabled":"default","ast-page-background-meta":{"desktop":{"background-color":"","background-image":"","background-repeat":"repeat","background-position":"center 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